Chapter 13 Bankruptcy Lawyers – Atlanta
Maybe your financial situation is bad, but not to the point where a complete liquidation of debt is necessary. Perhaps you feel you can pay some of your debt, but things have just gotten out of control. If only you could reorganize and prioritize your debt so that it was more manageable.
Through Chapter 13, you can do just that. To find out about filing for Chapter 13 bankruptcy, contact the Atlanta, Georgia, law firm of Pleska & Douglas LLC. We have over 35 years of experience helping individuals find financial relief through bankruptcy. We can help you, too. But you have to contact us first. Call 770-933-9009 for a free initial consultation.
Reorganizing Your Debt
Unlike Chapter 7 bankruptcy, which is a liquidation of unsecured debt, Chapter 13 bankruptcy is a reorganization of debt for easier payment. Generally, the payment plan involves a repayment schedule of over three to five years. Because the amount you will have to pay is significantly less than the actual amount owed, monthly payments are manageable and easier to complete.
Is Chapter 13 Right for Me?
Typically, the type of person who files for Chapter 13 is an individual with some money, and some but not tremendous amounts of credit card debt. Perhaps the person has gotten behind on mortgage payments and requires time to figure out how to better manage his or her debt.
Chapter 13 is also a better option than Chapter 7 for those who wish to obtain a mortgage in the future.
At Pleska & Douglas LLC, it’s not business, it’s personal. You are an individual. Your situation is unique. Your questions are specific to your legal problem. Whether you come to our firm looking for legal counsel to put an end to significant personal debt, support as you enter into a real estate transaction, or guidance in the transactional or litigation matters associated with your business, our lawyers stand ready to provide personalized, effective service.
Contact Pleska & Douglas LLC today to schedule a free initial consultation. Call 770-933-9009.
